Fidelity Rewards+SM

Exclusive benefits for Wealth Management clients

As a thank you to our Wealth Management clients, we're pleased to offer even more industry-leading value. Enroll in Fidelity Rewards+ when you have $250,000 in professionally managed assets. And as your eligible assets1 increase, so do your benefits.

One-click, no-cost enrollment

Benefits are yours to keep for 1 full year and renew automatically

Your benefits upgrade when you reach the next tier

INVEST MORE, GET MORE, IT'S THAT SIMPLE

 
 
GOLD
$250K—$1M
in eligible assets1
PLATINUM
$1M—$2M
in eligible assets1
PLATINUM PLUS
$2M+
in eligible assets1

More cash back2

When you enroll in the Fidelity Rewards+ program, we'll boost the cash back you earn from our award-winning Fidelity® Rewards Visa Signature® Card from 2%3 to as high as 3%, which you can add to any eligible Fidelity investment account.4

GOLD
$250K—$1M
in eligible assets1

2.25%
cash back

PLATINUM
$1M—$2M
in eligible assets1

2.50%
cash back

PLATINUM PLUS
$2M+
in eligible assets1

3.00%
cash back

Higher-yielding funds

We’ve waived the minimum investment on many of our highest-yielding money market funds, giving your cash the chance to earn more.

GOLD
$250K—$1M
in eligible assets1

up to 0.03%
7-day yield as of 08/07/2020

PLATINUM
$1M—$2M
in eligible assets1

up to 0.13%
7-day yield as of 08/07/2020

PLATINUM PLUS
$2M+
in eligible assets1

up to 0.17%
7-day yield as of 08/07/2020

3 layers of advanced identity protection from IDnotify®, a part of Experian®

  • • Up to $5M in identity theft insurance for the whole family5
  • • Access to a suite of 24/7 advanced credit and identity monitoring services, alerting you if a breach is detected6
  • • Concierge restoration support to recover and restore your identity, should you ever need it

GOLD
$250K—$1M
in eligible assets1

$2M
in identity theft insurance
+ advanced monitoring
+ concierge support

PLATINUM
$1M—$2M
in eligible assets1

$3M
in identity theft insurance
+ advanced monitoring
+ concierge support

PLATINUM PLUS
$2M+
in eligible assets1

$5M
in identity theft insurance
+ advanced monitoring
+ concierge support

Trade options online free from commissions or contract fees

You already pay zero commissions when you trade online. With Fidelity Rewards+ we'll add even more value when you trade options by waiving the $0.65 contract fee, with no limits on the number of contracts per trade.

GOLD
$250K—$1M
in eligible assets1

100
trades/year

PLATINUM
$1M—$2M
in eligible assets1

250
trades/year

PLATINUM PLUS
$2M+
in eligible assets1

Unlimited
Due to the current low-yield environment, the 7-day yield for many of our money market funds is significantly lower than historical averages. Fidelity may waive certain fees to ensure a positive yield. Learn more about the money market funds available in each tier as well as their respective 7-day yields.

To receive program benefits, a participant may need to take additional action, including establishing a retail brokerage account, applying and being approved for a Fidelity® Rewards Visa Signature® card, or signing up for services through IDnotify.
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START GETTING EVEN MORE VALUE

Once you check your eligibility, we'll let you know what tier you qualify for and show you your benefits. From there, you can enroll with just one click.

Not a Fidelity customer yet? Learn more about Wealth Management or separately managed accounts and how we can help you reach your financial goals.

Questions? Call 800-544-4913 and say "Rewards"

Fidelity waives commissions for all online options trades. In addition, the $0.65 per contract fee for Fidelity Rewards+ customers is waived for an unlimited number of contracts per trade. This wavier is limited to 100 trades per year for the Gold tier and 250 trades per year for the Platinum tier. The contract fee is waived for all trades for the Platinum Plus Tier. Note that an Options Regulatory Fee (from $0.03 to $0.05 per contract) will apply to both buy and sell transactions and that sell orders are subject to an activity assessment fee (from $0.01 to $0.03 per $1,000 of principal). All non-Fidelity regulatory fees are subject to change.
Options trading entails significant risk and is not appropriate for all investors. Certain complex options strategies carry additional risk. Before trading options, please read Characteristics and Risks of Standardized OptionsOpens in a new window. Supporting documentation for any claims, if applicable, will be furnished upon request.
The performance data featured represents past performance, which is no guarantee of future results. Investment return and principal value of an investment will fluctuate; therefore, you may have a gain or loss when you sell your shares. Current performance may be higher or lower than the performance data quoted.
1. Eligible assets include those invested through Fidelity® Wealth Services, Fidelity® Strategic Disciplines, or a combination of both registered as an individual account, a joint account, or certain types of revocable trusts. Assets in other registration types, such as irrevocable trusts, partnerships, or LLCs, will not be included when determining program eligibility. Please see the program Terms and Conditions and the FAQs for additional information on program operation. Fidelity Rewards+ is not offered as a component of any advisory service or program through Fidelity, including, without limitation, Fidelity® Wealth Services and Fidelity® Strategic Disciplines. While there are no program enrollment fees, eligible accounts are charged an advisory fee.
2. You may be eligible to earn additional Points on eligible Net Purchases, in addition to the Points you may earn in the Fidelity® Rewards Visa Signature® Card Program if you qualify and are registered into the Fidelity Rewards+ program. Earn up to 2% cash back on purchases when you use your Fidelity Rewards Visa Signature Card and earn up to an additional 1% as a participant in the Fidelity Rewards+SM program for Wealth Management clients. Eligibility and applicability of the additional Points are determined by Fidelity Brokerage Services, LLC. Fidelity Rewards Visa Signature Card Program, managed by Elan Financial Services, and Fidelity Rewards+, managed by Fidelity, are separate programs. Full details for the Fidelity Rewards+ program appear in the Fidelity Rewards+ Terms and Conditions and in the Program Rules for Fidelity Rewards Visa Signature Card Program.
3. You will earn 2 Points per dollar in eligible net purchases (net purchases are purchases minus credits and returns) that you charge. Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, refer to your Program Rules for additional information. You may not redeem Reward Points, and you will immediately lose all of your Reward Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Reward Points will not expire as long as your Account remains open. Certain transactions are not eligible for Reward Points, including Advances (as defined in the Agreement, including wire transfers, travelers checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), Annual Fee, convenience checks, balance transfers, unauthorized or fraudulent charges, overdraft advances, interest charges, fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items. The 2% cash back rewards value applies only to Points redeemed for a deposit into an eligible Fidelity account. The redemption value is different if you choose to redeem your Points for other rewards such as travel options, merchandise, gift cards, and/or statement credit. Other restrictions apply. Full details appear in the Program Rules new card customers receive with their card. Establishment or ownership of a Fidelity account or other relationship with Fidelity Investments is not required to obtain a card or to be eligible to use Points to obtain any rewards offered under the program other than Fidelity Rewards.
4. Eligible accounts for cash back include most nonretirement registrations as well as Traditional IRA, Roth IRA, Rollover IRA, SEP IRA, Fidelity Charitable® Giving Account®, Fidelity HSA®, and Fidelity-managed 529 College Savings Plan accounts. The ability to contribute to an IRA or 529 college savings plan account is subject to IRS rules and specific program policies, including those on eligibility and annual and maximum contribution limits. Full details appear in the Program Guidelines new card customers receive with their card. Contributions to Fidelity Charitable® are generally eligible for a federal income tax charitable deduction. Please consult with your tax advisor. The list of eligible registration types may change without notice at Fidelity’s sole discretion. For more information about whether a particular registration is eligible, please call 1-800-FIDELITY (800-343-3548).
The creditor and issuer of this card is Elan Financial Services, pursuant to license from Visa U.S.A. Inc.
5. The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company under group or blanket policy(ies). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions, and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.
6. Monitoring of financial accounts requires entry of account details into IDnotify.
Government Including US Treasury Money Market Funds: You could lose money by investing in a money market fund. Although the fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Fidelity Investments and its affiliates, the fund’s sponsor, have no legal obligation to provide financial support to the fund, and you should not expect that the sponsor will provide financial support to the fund at any time.
Fidelity’s government and U.S. Treasury money market funds will not impose a fee upon the sale of your shares, nor temporarily suspend your ability to sell shares if the fund's weekly liquid assets fall below 30% of its total assets because of market conditions or other factors.
Retail Prime and Retail Municipal Money Market Funds: You could lose money by investing in a money market fund. Although the fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. The fund may impose a fee upon the sale of your shares or may temporarily suspend your ability to sell shares if the Fund’s liquidity falls below required minimums because of market conditions or other factors. An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Fidelity Investments and its affiliates, the fund’s sponsor, have no legal obligation to provide financial support to the fund, and you should not expect that the sponsor will provide financial support to the fund at any time.
Assurant and Fidelity Investments are independent entities and are not legally affiliated.
The Fidelity® Rewards Visa Signature® Card was awarded Winner of the Best Card—Cash Back for Savers, 2018-20 by Kiplinger's Personal Finance.
Kiplinger's Personal Finance, June 2020 © 2020 The Kiplinger Washington Editors. Used under License.
The third-party trademarks and service marks appearing herein are the property of their respective owners.
Before investing, consider the funds' investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information. Read it carefully.