Get up to a 10% IRA MatchSM, only from Fidelity

When it comes to saving for retirement, every bit counts. Get up to $1,950 when you switch to a Fidelity IRA.

Fund an existing IRA

How it works

To receive this offer, please select "Open an IRA" or "Fund an existing IRA" or call us at 800-343-3548.

Step 1

Open a new Fidelity IRA or register an existing one. Please note, rollovers from workplace savings plans are not eligible for this offer.

Step 2

Transfer your IRA1 to Fidelity within 60 days. After 60 days, we'll set your match rate.

Step 3

When you make your annual IRA contributions, we'll match those contributions up to a total of $1,950 over the next 3 years.

A great match for IRAs of all sizes

Your IRA transfer Your annual match
$10,000-$49,999 1.0%
$50,000-$99,999 1.5%
$100,000-$249,999 2.5%
$250,000-$499,999 5.0%
$500,000 and above 10%

How we work for you

What three years of Fidelity matching could give you

Initial transfer Year Your contribution Our match rate What you'll get
$500,000 Year 1 $6,500 10% $650
Year 2 $6,500 10% $650
Year 3 $6,500 10% $650
This chart is for illustrative purposes only; $5,500 is the maximum contribution for those under age 50. If you are age 50 or older, you can contribute $6,500 each year, making the maximum match $650 for each of the three years if your IRA transfer is $500,000 or more.

Exceptional value

We offer low-cost trades and a wide selection of commission-free investments available to purchase. Plus, there's no annual account fee.3

More investment choices

Invest in a wide range of Fidelity and non-Fidelity funds, ETFs, stocks, bonds, and more.

Help when you need it

Our experienced investment professionals can work with you in person, by phone, or online to help you build a plan based on your goals.

Ready to get started?

To receive this offer, please select "Open an IRA" or "Fund an existing IRA" or call us at 800-343-3548.

Still deciding?

Frequently asked questions

Learn more about the IRA MatchSM with our list of commonly asked questions.

Four reasons to contribute to an IRA

It can pay to save in an IRA. There are tax benefits, and your money has a chance to grow.

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